(A) The Agency determines which the lender hasn't presented sufficient justification for the approach and each facet of the strategy as needed pursuant to paragraph (d) of this segment;
When implementing functionality tests and strategic strategies pursuant to paragraph (a) of the section, and when deciding irrespective of whether to approve a strategic program pursuant to § 228.
Over the expression of a plan, a financial institution have to post towards the Board for approval an Modification to its plan if a cloth alter in instances:
The Board publishes on its public Internet site, at the very least thirty times in advance of the beginning of every calendar quarter, a listing of banking companies scheduled for CRA examinations for the following two quarters.
(3) When the bank revised the Original draft program in response to the public input been given, the initial draft approach as unveiled for public remark with a proof with the relevant improvements; and
공유하기 블로그 주소 변경 불가 안내 블로그 마켓 판매자의 이력 관리를 위해
A bank need to make available to the public for inspection, on ask for and for gratis, the information necessary in this segment as follows:
A bank must delineate a number of facility-based mostly assessment regions within just which the Board evaluates the bank's record of assisting to satisfy the credit rating demands of its entire Local community pursuant into the general performance assessments and strategic system described in § 228.21.
(three) The variety and dollar volume of compact small business loans and modest farm loans located within Every facility-dependent evaluation region and retail lending assessment space noted with the bank plus the selection and dollar volume of modest company loans and modest farm loans Found beyond the power-primarily based assessment places and retail lending assessment regions claimed from the financial institution; and
The financial institution need to submit its draft plan to the Board a minimum of ninety days previous to the proposed helpful day in the plan. The financial institution need to also submit with its draft approach:
Affiliated depository institutions supervised by the identical Federal monetary supervisory agency may perhaps put together a joint strategy, furnished the prepare involves, for each bank, the applicable efficiency assessments that might apply from the absence of an permitted approach.
The Board evaluates a constrained reason financial institution's Local community progress funding general performance within a facility-based assessment area and assigns a summary in the power-dependent assessment location dependant on the Board's:
(ii) The Board considers an intermediate 228 loan financial institution's community development loans, Local community improvement investments, and Local community advancement expert services without regard to whether or not the exercise is designed in a number of with the lender's facility-centered assessment spots. The extent with the Board's consideration of Local community development loans, Neighborhood progress investments, and community advancement expert services beyond the bank's facility-primarily based assessment locations will depend upon the adequacy with the lender's responsiveness to Group advancement requires and opportunities within the bank's facility-primarily based assessment locations and applicable efficiency context facts.
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